If you’re 25 and don’t end up a millionaire, you might need a wake-up call, because I just showed you how. Invest $100 a month from age 25 to 65 at the average S&P 500 return over the last 40 years, and you’ll have over $1.1 million. Too late to start at 25? Nope. Start at 40, invest $1,000 a month, and you can still hit $1 million by 60. Your age and income aren’t excuses. Your life isn’t a snapshot, it’s a filmstrip. YOU can change your future. YOU can build wealth. | Dave Ramsey
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If you invest $100 a month from age 30 to 70, you're going to have over $1 million in your mutual funds and your 401(k). $100 a month. Some of you spend more than that at Taco Bell. | Dave Ramsey
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$100 a month invested from age 25 to 65 is $1,176,000. Let that sink in. You do NOT have to retire broke. But some of y’all would rather argue about life expectancy or rates of return than take control of your future. But here’s the truth: Historically, the 30-year average return of the S&P 500 has been about 10–12%. That’s over 30 years, so we’re talking long-term here, and that’s how you should think about investing. And the math isn’t even the point—the principle is. Live on less than you mak
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