IUL vs 401(k)
IUL vs 401(k)
1 month ago
Microsoft NewsTrue Tamplin
IUL vs Whole life insurance. What's the difference? The biggest difference is in the guarantees. Whole life policies typically have a guaranteed return and dividends on top of that. Usually the guarantee is around 2% to 3%, then dividends bump up the growth to about 4% to 5%. A whole life dividend represents the profitability of the insurance company. When they make #money they share profits with you through annual dividends. In an IUL, the insurance company uses their profits to buy call option
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