When you open new active accounts… Your age of credit history will drop and that will cause your credit score to drop Age of credit, history or credit age is the average of all open active accounts, not your oldest account #creditscore #credithelp #crediteducation #credittips #credithistory
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When you open new active accounts… Your age of credit history will drop and that will cause your credit score to drop Age of credit, history or credit age is the average of all open active accounts, not your oldest account #creditscore #credithelp #crediteducation #credittips #credithistory
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Making a payment on a #collection account does not reset the time it can remain on a #credit report. The length of time a collection account remains on the #creditreport is always tied to the date of first delinquency on the original account. This is a key principle in credit reporting governed by the #faircreditreportingact (#FCRA ). Here's how it works: 1. **Date of First Delinquency**: This is the date of the first missed payment on the original account. The seven-year period for the collecti
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Making a payment on a #collection account does not reset the time it can remain on a #credit report. The length of time a collection account remains on the #creditreport is always tied to the date of first delinquency on the original account. This is a key principle in credit reporting governed by the #faircreditreportingact (#FCRA ). Here's how it works: 1. **Date of First Delinquency**: This is the date of the first missed payment on the original account. The seven-year period for the collecti
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Three reasons your credit is stuck in the 600s: 1. Your utilization is above 9% on one or more credit cards. 2. Your age of credit history is below five years. 3. You have less than 10 open, active credit accounts. The better you understand these credit factors, the easier it is to have a good credit score and a thick credit profile! #credit #credittips #credittip #credithack #credithacks #creditcoach #creditscore #creditincrease #creditrepair #creditrepairservices #creditrepairtips #iteachcredi
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