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Got an FHA loan with a rate above 7%? Here’s what you can do: • FHA Streamline: no appraisal, no income docs, fast approval • Rate-and-Term: full refinance to lower payment or shorten term • Cash-Out: borrow up to 80% of your home’s value Each option depends on your equity and goals—payment savings, stability, or cash in hand. 📲 ...
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