We asked 5 experts their predictions on CD rates in the coming months ...

Since the Federal Reserve lowered its policy rate in September, many banks have quietly trimmed their CD APYs or discontinued splashy promo CDs. And with more rate cuts expected this year, APYs might ...

A CD is a kind of savings account with a fixed interest rate for a given term. You can access your principal and interest ...

Your year-end bonus is landing in a very different rate environment than the one savers enjoyed a year ago. After a series of ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. That noted, long-term CDs will only be advantageous if savers approach ...

CD rates could influence your decision, but it's also critical to consider when you may need to access your funds.

CD shoppers had a great run the past two years, but that window is closing. As of October 2025, the Fed has already trimmed rates and most analysts expect more cuts before year-end and into 2026.

The Federal Reserve has yet to make a move on rates this year. But with market watchers suggesting as many as two cuts by the end of 2025, banks and credit unions have already started reducing their ...

For the kitchen-table investor with a little money to spare, now might be an ideal time to consider investing in a certificate of deposit. CD rates are as high as they’ve been in years. The best ...

With the Fed expected to cut rates later this year, now’s the time to lock in a high CD rate. Kelly is a former editor for CNET Money covering banking. She has over 10 years of experience in personal ...

Falling interest rates have savers wondering where to park cash. Here's how much $10,000 earns in today's best CDs versus ...